Should I consider Renting a Car???

[CaliforniaDreamer]

I have a Lexus RX 330 that is a gas hog - but very comfortable. I am also off the prefferred insurance list since I had 2 accidents and 1 ticket in the past 3 yrs.

I want to take a roadtrip with my 2 kids, ages 11 and 13 from Oregon to California. Do you think it would be cost effective to rent a car to get better gas mileage and "their insurance" - in case anything weird happens.

What are your thoughts. Would I end up saving money and reducing my risks?

[Mark Sedenquist]

What are your thoughts. Would I end up saving money and reducing my risks?

I don't see any way that you would save money this way. But you really need to speak with your insurance agent.

Mark

[PNW Judy]

What you save on gas will be more than eaten-up in the car rental fees. Especially if you are planning on using their high-cost daily insurance.

I would sure check around to see if this is true or not...but I don't think it will matter what insurance you have or car you're driving if you have an accident and/or a ticket. I always thought those just went on your driving record compiled by your state of residence and that your insurance company checks those records and adjusts your premium accordingly. I don't think driving a different car and using different insurance will shield you from anything. But I could be wrong.