Time is coming closer to our departure -- so excited! Taking a "shake down" cruise of sorts - my younger daughter, grandson and I are in the Valley of the Sun for the weekend. We're visiting my folks and picking up a few things that are going to go to my brother's (He is now in KS, no longer in NJ). I've already added a couple of things to my packing list.
Going back to the banking discussion -- most of Canada (and the modern European countries) are far ahead of the US, I've discovered, in that they use chip readers for plastic. I was happy to discover that a bit early, so that we could annoy our banking institutions to get us some chipped cards to replace the non-chipped cards before we leave.